Terms and Conditions

Welcome to financebasicadvice.com, operated by Finance Basic Advice, 105 Union Station, Madison, AL 35758, USA. By accessing this website or using our services, you agree to these Terms and Conditions. If you do not agree, please do not use our site.

Nature of Our Services

Finance Basic Advice provides general financial education and guidance relating to personal loans, credit, mortgages, wealth and investment planning, tax advisory and insurance. We are advisors and educators — we are not a bank, direct lender, broker-dealer, insurance underwriter, law firm, or certified public accounting firm for all purposes. Any decisions about borrowing, investing, tax filing or insurance are yours, made with the respective licensed providers.

No Guarantees

• We do not guarantee loan approval, specific interest rates, investment returns, tax savings, or insurance pricing — these depend on third-party providers and your individual circumstances.
• Blog articles, newsletter content and website information are for education only and may not reflect the latest rates, laws or program rules.
• Past client experiences described in testimonials do not guarantee future results.

Consultations & Appointments

• Your initial consultation is free. Any follow-up advisory sessions will have fees disclosed and agreed in advance.
• Please provide accurate information. Advice quality depends on the completeness of what you share.
• Appointments can be rescheduled by calling 256-772-9395 in advance.

Acceptable Use

• You agree not to misuse this website, submit false information, or attempt to disrupt its operation.
• You must be of legal adult age to request consultations or subscribe to our newsletter.
• Content on this site (text, design, logos) belongs to Finance Basic Advice and may not be copied for commercial use without permission.

Newsletter Terms

• By subscribing via our Subscribe page, you consent to receive periodic money-tips emails at the address provided.
• We send only occasional emails. You may unsubscribe at any time; requests are processed promptly.
• You confirm the email address is yours and that you are of legal adult age.

Third-Party Links & Providers

We may reference or link to third-party lenders, government programs, or tools. We do not control these parties and are not responsible for their terms, decisions, or actions. Always read official documents before signing anything.

Limitation of Liability

To the fullest extent permitted by law, Finance Basic Advice is not liable for indirect, incidental or consequential losses arising from use of this website or reliance on general educational content. Our total liability for any paid service is limited to the fees you paid for that service.

Privacy

Use of your personal information is governed by our Privacy Policy. We never sell your data.

Changes to These Terms

We may update these terms as our services evolve. Continued use of the site after changes constitutes acceptance of the revised terms.

Governing Law & Contact

These terms are governed by the laws of the State of Alabama, USA. Questions? Contact us:

Finance Basic Advice
105 Union Station, Madison, AL 35758, USA
Phone: 256-772-9395
Email: info@financebasicadvice.com